• It begins with

    an idea. 

    The Power of Positive Thinking: How Optimism Can Transform Your Life.

     

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  • Hello & Welcome

    Razman Salleh is a distinguished financial and project consultant bringing over 20 years of international experience in strategic planning, complex financing, and the energy sector. A master negotiator, he has successfully structured multi-million dollar financing agreements and led major project acquisitions.

    His expertise extends to high-level advisory roles, serving as a Special Consultant to the Ministry of Agriculture and as a Registered Consultant with the Islamic Development Bank (IsDB), where he authored a seminal blueprint for sovereign debt restructuring, praised by the Turkish Ambassador for its global applicability.

    Beyond traditional finance, Razman is at the forefront of educational technology, leading groundbreaking AI chatbot initiatives for schools across Selangor. His diverse background, coupled with his deep understanding of conventional and Shariah-compliant finance, business diplomacy, and organizational leadership, positions him as a versatile expert capable of navigating complex business challenges and driving transformative change.

    Key Achievements & Career Highlights:

    • High-Level Advisory & Debt Restructuring:
      • Authored the "Strategic Debt Restructuring Blueprint" for Turkey's USD294 billion external debt (2009), recognized as a global reference model by the Turkish Ambassador.
      • Registered Consultant with the Islamic Development Bank (IsDB) for external government loans and public debt restructuring.
      • Special Consultant to the Ministry of Agriculture and Agro-based Industry (MOA) for high-impact projects.
    • Major Project & Financial Successes:
      • Led the successful acquisition of a RM500 million shipbuilding project award.
      • Played a key role in developing strategic relationships with international energy giants (Petronas, ExxonMobil, Shell, Halliburton).
      • Experienced in structuring conventional & Shariah-compliant financing, including Mudharabah and international bond financing, and managing investment funds up to USD 20 billion.
    • Entrepreneurial & Corporate Leadership:
      • Founder of Klinik Usahawan Selangor (KUSEL), a state government initiative for entrepreneur development.
      • Principal Consultant and Project Director at a financial project consultancy since 2012, leading diverse projects (real estate, energy, infrastructure, healthcare, high-tech education).
      • Held key positions at DHL Express, Offshoreworks Sdn Bhd, and Bumiputra-Commerce Bank Berhad, focusing on strategic planning, credit management, and business development.

    Education & Professional Certifications:

    • BA (Hons) in International Business Administration (International Finance), University of Northumbria at Newcastle, UK
    • Postgraduate Certificate in Business Administration, Staffordshire University, UK
    • Certified Mental Coach, Mental Training Inc., Dallas, USA
    • Professional Certificate in Arbitration & Alternative Dispute Resolution, UNITAR, Geneva
    • General Translation Certificate, Institut Terjemahan Negara
    • Specialization in business development through short courses in the UK and Europe

    Core Skills & Expertise:

    • AI & Digital Transformation: Development and application of AI chatbots and Generative AI for education, integrated with learning systems.
    • Strategic Finance & Negotiation: Expert in negotiation, strategic planning, project financing (conventional & Shariah-compliant), and investor relations.
    • International Business Diplomacy: Proficient in investment proposal writing, regional and global market strategy development.
    • Operational & Leadership Development: Experienced in daily company operations management and leadership training.